Credit Analyst
- Industry Other
- Category Education
- Location Nepal
- Expiry date Jan 19, 2038 (4555 days left)
Job Description
Job SummaryWe are seeking a Credit Analyst with expertise in the Australian mortgage industry to join our dynamic team. The ideal candidate will possess a deep understanding of credit processes and policies, along with exceptional analytical skills and a strong work ethic. This role involves supporting brokers and clients by performing detailed credit assessments, managing applications, and ensuring a smooth processing experience until settlement. If you have experience using mortgage CRM platforms, thrive in a fast-paced environment, and are passionate about delivering exceptional service, this is the perfect opportunity for you.
Key Responsibilities
- Document Verification: Ensure all client documents are accurate and compliant with lender requirements.
- Lender Policy Research and Recommendations: Research lender policies to provide tailored recommendations based on client needs.
- Borrowing Capacity Calculations: Conduct accurate assessments of clients' borrowing capacity.
- Funding Position Preparation: Prepare and present comprehensive funding analyses for clients.
- Living Expenses Analysis: Review and assess clients' living expenses to support credit applications.
- Application Packaging: Compile and package loan applications for submission.
- Stakeholder Communication: Collaborate with lenders, brokers, Business Development Managers (BDMs), and customers to maintain seamless communication.
- Data Entry and Lodgement: Accurately input data into CRM platforms and ApplyOnline, ensuring all supporting documents are uploaded.
- Valuations and Pricing: Order property valuations and coordinate pricing negotiations.
- Form Preparation: Prepare First Home Owner Grant (FHOG) and discharge forms as required.
- File Management: Manage client files and conduct follow-ups to ensure successful settlements.
- Ad-hoc Duties: Perform additional responsibilities as required.
- Education: Master's degree in Finance, Accounting, or Commerce.
- Experience:
- 2-3 years of experience in a credit role within the Australian mortgage industry is mandatory.
- Familiarity with various Aggregators' CRM systems such as Mercury (M5 & Nexus), My CRM, and ApplyOnline.
- Exceptional analytical and problem-solving skills.
- Strong attention to detail and accuracy.
- Excellent time management skills with the ability to multitask efficiently.
- High proficiency in working under pressure in a dynamic team environment.
- Outstanding communication and customer service skills.
- Demonstrated ability to learn quickly and a passion for continuous development.
- A proactive and positive "can-do" attitude.
- Be part of a high-performing team in a fast-paced and collaborative environment.
- Develop your expertise in the Australian mortgage industry.
- Opportunities for growth and continuous professional development.
Skills: file management,time management,lender policy research,documentation,credit analysis,crm,financial management,mortgage industry,application packaging,living expenses analysis,data entry,document verification,form preparation,crm platforms,borrowing capacity calculations,communication,stakeholder communication,valuations and pricing,funding position preparation
